Monthly Archives: August 2022

Debt consolidation vs bankruptcy: what’s the difference?

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. Debt consolidation …

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VodaLend now offers a cash advance of up to R500

Vodacom’s self-proclaimed super app – VodaPay – has new features this morning via its VodaLend offering. Customers using VodaPay can now request a cash advance with amounts starting at R50 and going up to R500. Customers also have the option to settle this loan in seven, 14, 21 or 28 …

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Best Loans for Bad Credit with Guaranteed Approval: Get Same Day Cash Advance Loans with No Credit Checks

We all often need funds in our hands to pay unexpected medical bills, consolidate debts, pay the mortgage for our dream house or a dream vacation. Here we provide you with a simplified list to help you find bad credit loans with guaranteed approval. You can then choose the most …

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Debt consolidation in times of uncertainty

“Under the right circumstances, shifting increasingly expensive short-term debt to longer-term, lower-rate duration can help reduce monthly expenses, at a time when every little bit counts.” The research was conducted among 2,068 UK adults in June 2022, 58% of whom were homeowners, of whom 25% also had an unsecured loan. …

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Regional developments in the used car loan market, future of the industry

The Used Car Loans Market research report is a competent and top-down research by specialists on the current state of the industry. This statistical survey report provides the latest industry insights and future industry patterns, allowing you to single out items and end customers driving development and revenue benefits. It …

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The majority of car loans now go to the purchase of used cars

Photo: jim watson (Getty Images) Credit reports company Experian says that drivers opt for Used vehicles on new more than ever before. In the second quarter of 2022, 62% of car buyers financed a used car, which is a steady increase from 60% at the start of this year and …

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Consumer and Business Debt Consolidation Market Size to Register Substantial CAGR 2022-2028

Forecast to be a highly lucrative business vertical, the Consumer and Corporate Debt Consolidation Market has been projected to accumulate modest proceeds by the end of the projected timeframe. Incorporating a concise analysis of the Consumer and Corporate Debt Consolidation Market in meticulous detail, the Consumer and …

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Debt consolidation service providers ordered to pay over $2 million in fines and restitution

BALTIMORE, MD (August 22, 2022) – Maryland Attorney General Brian E. Frosh today announced that his Consumer Protection Division has issued a Final order against Marcia L. Bailey and Arthur Wittenberg and their entities, Marcia Bailey Inc. trading as Signature Accounting and the Wittenberg Family Trust, for violating the Consumer …

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Bank Australia to scrap car loans for new petrol and diesel cars by 2025

Seduced by the idea of ​​an electric vehicle (EV)? To show its support for Australia’s climate change efforts, Bank Australia has declared its intention to phase out car loans for new petrol and diesel vehicles by 2025. Although green car loans are usually a tempting option for their lower rates, …

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Bank Australia to ditch fossil fuel auto loans in favor of electric vehicle future | Electric vehicles

An Australian bank will stop offering loans for new fossil fuel cars from 2025, which it says will encourage more people to buy electric vehicles. Client-owned Bank Australia will announce the self-imposed ban at a national electric vehicle summit in Canberra on Friday, saying it is a responsible move to …

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Merchant Cash Advance Redux: Loan vs. True Sale – New York Federal Courts Weigh In

In our article of February 14, 2022, we highlighted certain consequences regarding the treatment of a cash advance (“MCA”) transaction as a “loan” rather than an “actual sale” of receivables or future receivables and the implications of such processing for an MCA Provider. Among the takeaways was that a court’s …

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Why is a merchant cash advance a good option for businesses?

Traditional bank loans are a common source of financing for most businesses, but they come with many restrictions. For example, a “use of proceeds” clause may limit the money borrowed to certain things approved by the bank, such as the purchase of specific inventory or equipment. Merchant cash advances (“MCAs”), …

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Debt consolidation with a personal loan

Managing all your debts, with multiple due dates, interest rates, and minimum payment amounts, can be very difficult to keep track of. Missing a payment can hurt your credit score and your chances of borrowing money in the future. That’s why consolidating all your monthly bills into one payment with …

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Debt consolidation becomes more attractive – InsuranceNewsNet

There is never a good time to have a lot of personal debt, but now would be one of the worst times. Americans are increasingly relying on credit cards for everyday purchases and paying bills. Credit card balances jumped 13% last quarter from the same quarter in 2021, the biggest …

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Metrobank launches home and auto loan promotion to celebrate 60th anniversary

LA Metropolitan Bank and Trust Co. (Metrobank) announced that it recently launched its 60th Anniversary Car and Home Loan promotion. From August 16 to September 30, 2022, Metrobank is offering its all-time lowest auto and home loan rates and waiving fees up to 60,000 pesos as it celebrates its 60th …

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Personal loans: can I get a debt consolidation loan with bad credit?

Eeven for people in UNITED STATES who have bad credit, there are options for debt consolidation loans, including loans from credit unions and online lenders. Some lenders even offer special services to customers with poor credit (a FICO score below 630) and consider other aspects besides the score, such as …

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Fewer people are considering buying a car; Loans are getting harder to find

It’s getting harder and harder to buy a car, and fewer and fewer Americans are considering it. The Dealertrack Credit Availability Index tracks auto loan application data to indicate whether access to auto credit is improving or deteriorating. It fell 1.8% in July. Auto loans are still historically easy to …

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Best Online Cash Advance Loans 2022: Top 3 Online Cash Advance Loans Near Me

Unexpected bills or emergency expenses can be absolutely devastating in our current economy, as expenses seem to be constantly increasing. What should be done when an emergency occurs? For many Americans, the answer is cash advance loans. Cash advance loans are easy and convenient to apply for and can be …

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Credit card cash advance fees on the rise

Cash advance fees on many popular credit cards have increased over the past five years, making it more expensive to withdraw cash or complete similarly processed transactions. Many credit cards allow cardholders to withdraw money, for example from an ATM, the same way you would use your PIN and a …

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US Used Car Loan Market Analysis and Forecast

Dublin, Aug. 08, 2022 (GLOBE NEWSWIRE) — The “U.S. used car loan market, by vehicle type (hatchback, sedans, SUVs) by financier (OEMs, banks, NBFCs) by percentage of amount sanctioned (up to 25%, 25-50% , 51-75%, above 75%) By mandate, by region, competition forecast and opportunities, 2027″ report has been added …

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Dave Ramsey says debt consolidation solves nothing. Is he right ?

Image source: Getty Images Don’t rule out this debt repayment strategy just because Dave Ramsey doesn’t like it. Key points Dave Ramsey says debt consolidation doesn’t solve the real problem, which is your financial behavior. Although financial habits are what matter most, debt consolidation can also help. Debt consolidation is …

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US Used Car Loan Market Report 2022 – ResearchAndMarkets.com

DUBLIN–(BUSINESS WIRE)–The “U.S. used car loan market, by vehicle type (hatchback, sedans, SUVs) by financier (OEMs, banks, NBFCs) by percentage of sanctioned amount (up to 25%, 25-50% , 51-75%, above 75%) By mandate, by region, competition forecast and opportunities, 2027″ report has been added to from ResearchAndMarkets.com offer. The US …

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Funding obtained through the use of GADCapital online loans are among the easiest to acquire – Research Snipers

Online loans are a type of loan that is provided by an online lender. They are becoming increasingly popular among borrowers for a number of reasons. One reason is that they are often easier to obtain than traditional loans. Indeed, online lenders often have lower credit requirements than banks and …

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Cover all bases when considering debt consolidation solutions

“We not only need to be fully aware of the seniors loan industry and the solutions it offers, but also what consumers could potentially get elsewhere.” The end-of-life loan market continues to build the strongest foundation, with equity release, RIO, mortgages for older borrowers all continuing to show strong and …

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Consumer and Business Debt Consolidation Market 2022 Data Analysis by Key Vendors like | Discover Personal Loans (US), Lending Club (US), Payoff (US)

Consumer and Business Debt Consolidation Market Overview:The report provides key statistics on the Consolidation of consumer and business debt status of manufacturers and is an invaluable source of advice and guidance for companies and individuals interested in the ICT media industry. the report also provides a general overview of the …

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Rocket rolls out home equity loans for debt consolidation

A new product to pay off high-interest credit card debt will be offered to millions of users of Rocket’s personal finance app, Truebill. Rocket Companies has a new product to market to millions of users of its personal finance app, Truebill – home equity loans. The rocket is throw subsidiary …

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