Monthly Archives: September 2022

RBI raises repo rate by 50 basis points to 5.90%; home and auto loans to be impacted

The Reserve Bank of India has raised the repo rate or prime rate by 50 basis points to 5.90%, RBI Governor Shaktikanta Das said while announcing the decisions of the Monetary Policy Committee (MPC) . The central bank has raised the repo rate four times since May to recently hit …

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Why should you get a debt consolidation loan now

Debt consolidation loans allow borrowers to combine their debts into one loan with a lower interest rate. Getty Images/iStockphoto No one likes to pay more than their fair share. Whether you have a mortgage, student loan, Personal loan or any type of insuranceit is important not to overpay. For borrowers …

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How to save $50,000 on your mortgage, credit card and car by boosting your credit score — and winning the battle against inflation

Here’s a potential hedge against inflation to save money in times of rising costs and interest rates: a rising credit rating. People with “very good” credit scores could avoid almost $50,000 in additional borrowing costs for mortgages, credit cards, car loans and personal loans than people with “acceptable” credit scores. …

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The best cash advance credit cards in 2023

PHILADELPHIA CREAM – When it comes to finding the best cash advance credit card; there are many factors to consider. Fortunately, there are easy ways to find the right card for your needs. You can use a website like GOBankingRates to compare credit card sign-up rates, fees, and bonuses. …

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Best Loans No Credit Check: Top 10 Online Bad Credit Loans With Guaranteed Approval – 2022

For a long time, getting financing with bad credit has been difficult. Even in these difficult economic times, traditional lenders prevent you from obtaining a loan if you do not have a good credit score. Luckily, no credit check loan has come to close that gap and ensure you get …

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4 reasons to take out a personal loan for debt consolidation

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. If you’re …

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ClearOne Advantage Review: Ranked #1 for Debt Consolidation at Crixeo

What is the ClearOne Advantage? ClearOne Advantage is a Maryland-based debt relief company that has been in business since 2007. It is accredited by the Better Business Bureau, is A+ rated, and offers personalized debt settlement services. If you are struggling with debt, ClearOne Advantage can help. They are a …

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Using Same Day Installment Loans Online From Direct Lenders

If you are looking for money, it means you are having some kind of difficulty. Have you ever considered taking out same day installment loans from online direct lenders? It can be a reasonable solution to the critical financial situation. You can refer to a direct lender or you can …

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Industry Leading Online Bad Credit Loans: Bad Credit Loans Approved Within 24 Hours

Personal loans are an easy solution if you need a large amount of money for your medical bills, student loan, car repairs, or vacation. Nevertheless, a bad credit history can be a barrier to accessing most traditional loans. Typically, companies consider a good credit history as a primary variable in …

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Debt Consolidation Loan vs Balance Transfer: Which is Right for You?

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. A debt …

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Is it always a good idea to get a cash advance on your credit card?

Image source: Getty Images It’s not always a bad idea. Key points Credit card cash advances come with high fees and interest rates. Usually, you should try to avoid a cash advance. There may be circumstances where getting one isn’t the worst idea, such as if you’re using it as …

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Credit Unions vs Banks for Auto Loans

In some cases, a credit union may be a better option for a consumer and their financial needs, especially when it comes to getting a car loan. When it comes to credit unions and banks for where to get your next car loan, there are a few things to check. …

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Online lending market looking for excellent growth: Lending Club, Upstart, Funding Circle, Prosper

This press release was originally distributed by SBWire New Jersey, USA – (SBWIRE) – 11/09/2022 – The latest published study of the Global Online Lending Market by AMA Research assesses the market size, trend and forecast to 2027. Online Loans Market research covers important research data and evidence to be …

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Get a cash advance with bad credit

Disclaimer: This is sponsored content. All views and opinions are those of the advertiser and do not reflect the same of WFTS. With the current state of the economy, it’s proving difficult for many Americans to stay afloat financially — let alone maintain a healthy emergency fund. So, when most …

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Auto loans are getting harder to find

It is becoming increasingly difficult to qualify for a car loan. Lending tightened in August for the fourth consecutive month. The Dealertrack Credit Availability Index tracks auto loan application data to indicate whether access to auto credit is improving or deteriorating. The index is a product of Kelley Blue Book’s …

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HDFC Bank made home and car loans expensive, this year for the 5th time raising interest rates

Photo: PTI/FILE HDFC Bank If you were thinking of buying a car or a house during the festivals, then this news is not for you at all. The country’s largest private bank, HDFC Bank, announced an increase in rates for home and auto loans. This is the fifth time since …

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No car loans from Bank Australia unless it’s an electric vehicle – and the US can do the same

Bank Australia recently announced it would stop making loans for new fossil fuel cars from 2025 to force more people to buy electric vehicles. Justifying the bank’s decision, its impact manager proclaimed“We believe the responsible thing we need to do…is to ensure our vehicle loans don’t lock our customers into …

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Advice from the Better Business Bureau: Beware of debt consolidation offers

With the impact of COVID-19 on daily life greatly reduced, student borrowers whose repayments have been suspended due to the pandemic may be considering their options for resuming payments on this life-changing debt. This may lead some borrowers to look into debt consolidation, but it’s important to research these options …

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Direct lenders navigate rough seas | Paul Hastings LLP

Private Debt Investor- According to partners William Brady, Kris Hansen and Jennifer Yount, direct lenders need to be strategic about higher default rates. Q: What challenges do direct lenders face in the current environment? William Brady: Direct lenders face challenges on two fronts: they are under tremendous pressure to deploy …

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